MosaicPay

WAITLIST · 2026 / Q3

One balance.Many cards.

MosaicPay issues cards on multiple BINs that all draw from a single balance — topped up by tokens from any network, converted in your dashboard.

Join the waitlist

First cards ship to the top of the line — locked-in founder pricing.

NETWORKS · 2BIN · MULTISETTLEMENT · T+0Or join our Telegram
MosaicPay
mosaic
·· BIN 4286
MosaicPay
mosaic
·· BIN 5198
MosaicPay
mosaic
·· BIN 5577Founders

Composition

Many tiles. One picture.

A single financial surface, woven from the parts that never used to fit together.

01
BIN · MULTIPROGRAMS · 4

01 / Multi-BIN

Many BINs. One app.

Issue and carry cards from different BIN programs — for different countries, limits, or merchants. They all live in the same wallet and draw from the same balance.

02
BALANCE · ONEREBAL · 0

02 / Unified balance

A single pool, behind every card.

No more shuffling money between cards. Top up once. Every card you've issued is funded from the same place, instantly.

03
CHAINS · 2ROUTING · AUTO

03 / Multichain top-up

Pay in any token. We settle the rest.

Bring USDT on TRON, ETH on Arbitrum, SOL, BTC — whatever you hold. We convert in the dashboard and credit your balance.

Surfaces

Manage from any pocket.

One account, three interfaces. Open the one that fits your hand — every card and every chain travels with you.

01

iOS

Native app in the App Store.

iOS 18+
02

Android

On Google Play and as a signed APK.

Android 14+
03

Telegram

Mini App — open the bot, hold the balance. No download.

TMA · @MosaicPay_bot

FAQ

What you might want to know.